Capital One Venture Rewards Credit Card vs. Chase Sapphire Preferred® Card
The Capital One Venture and the Chase Sapphire Preferred® Card at first glance carry many similarities. From the Sapphire Preferred’s $95 annual fee, multiple transfer options, lack of foreign transaction fees and additional benefits, it could be easy to think the cards were identical.
However, where the cards differ is in the rewards structure. While the Venture card earns 5 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on Capital One Entertainment purchases through 12/31/25 and an unlimited 2 miles per dollar spent on other purchases, Sapphire Preferred cardholders earn 5 points per dollar on travel purchased through Chase Travel℠, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on other purchases. However, not all miles are created equal—Chase Ultimate Rewards® can be redeemed for 1.25 cents each through Chase Travel compared to Venture Mile’s 1 cent each value. But Capital One’s Venture Miles can also be redeemed against eligible travel purchases from any source.
Compare: Capital One Venture Rewards Credit vs. Chase Sapphire Preferred®
Capital One Venture Rewards Credit Card vs. Capital One Venture X Rewards Credit Card
The $395 Capital One Venture X Rewards Credit Card (rates & fees) doesn’t come cheap, but its benefits don’t hold back: Cardholders earn 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights booked through Capital One Travel, 5 miles per dollar on Capital One Entertainment purchases through 12/31/25 and 10 miles per dollar on hotels and rental cars when booking via Capital One Travel. With $300 back in annual credit for bookings through Capital One Travel and a 10,000 mile anniversary bonus (starting on the first anniversary), cardholders also earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.
Other perks include an up to $100 TSA PreCheck or Global Entry application fee credit, Priority Pass and Capital One Lounge access, cellphone protection and Hertz President’s Circle status². Anyone who can make full use of the benefits will be able to justify the higher annual fee.
Capital One Venture Rewards Credit Card vs. Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card (rates & fees) will likely only appeal to those who like the Venture card, but don’t want to pay an annual fee. The VentureOne earns 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 1.25 miles per dollar on every other purchase and offers a smaller welcome bonus: Earn 20,000 miles after spending $500 on purchases within 3 months from account opening, equal to $200 in travel.
The VentureOne has many of the travel benefits of the Venture, including no foreign transaction fees, but it stops short of offering the valuable credit for Global Entry or TSA PreCheck. These tradeoffs make the VentureOne seem like a watered-down version of the Venture, but without the annual fee, the card still remains a worthy contender in a different weight class.
