Which Bank approves credit card easily?
The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited/poor credit. It offers great rewards and charges a $0 annual fee. Plus, Discover will conduct monthly account reviews after seven months to see if you qualify to get your deposit refunded.
The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited/poor credit. It offers great rewards and charges a $0 annual fee. Plus, Discover will conduct monthly account reviews after seven months to see if you qualify to get your deposit refunded.
Credit Card | Category |
---|---|
RBL Bank BankBazaar SaveMax Co-branded Credit Card | Reward Points |
FinBooster: YES BANK – BankBazaar Co-branded Credit Card | Reward Points |
HSBC Platinum Credit Card | Travel and Dining |
IndusInd Platinum Card | Fee Waiver |
Credit card | Annual fee |
---|---|
Blue Cash Everyday® Card from American Express | $0 |
Chase Sapphire Preferred® Card | $95 |
Quicksilver Secured from Capital One | $0 |
The Platinum Card® from American Express | $695 (see rates) |
Card | Our Favorite Feature |
---|---|
OpenSky® Secured Visa® Credit Card | No credit check needed |
Discover it® Secured Credit Card | Building credit with no annual fee |
Blue Cash Preferred® Card from American Express | Cash back |
Self — Credit Builder Account | Improving credit |
Card name | Credit score | Annual fees |
---|---|---|
OpenSky® Secured Visa® Credit Card | Fair, Poor, Bad, No Credit | $35 |
Capital One Quicksilver Secured Cash Rewards Credit Card | Limited, Bad | $0 |
Capital One Platinum Secured Credit Card | Limited, Bad | $0 |
Revenued Business Card | Bad, Good | No annual fee |
Easiest credit cards to get with fair credit: Capital One Platinum Credit Card. Easiest credit card to get with bad credit: OpenSky® Secured Visa® Credit Card. Bad credit secured credit card: Discover it® Secured Credit Card. Easiest credit cards to get with no credit: Petal® 2 "Cash Back, No Fees" Visa® Credit Card.
The Chase credit card requirements for approval include a Social Security Number, a physical U.S. mailing address, enough income for monthly bill payments, and good or excellent credit score of 700+ in most cases. Applicants also need to be at least 18 years old to qualify.
It is hard to get a Chase credit card because almost all cards offered by Chase require good credit or better for approval, which may be out of reach for the average consumer. The exception is Chase Freedom Rise℠, which is available to people with limited credit.
If you have poor credit and are interested in a new credit card, you need to first check your credit score. A secured card is a tool that can help you build or rebuild your credit. They typically require lower credit scores to qualify and often offer the ability to graduate to an unsecured card with responsible use.
Is Citibank easy to get approved?
No, it's not hard to get the Citi Double Cash® Card. In fact, it's one of the easier top credit cards to open. You can qualify for it with fair credit (a FICO® Score of 580 to 669). Most of the best credit cards require good to excellent credit.
It may be hard to get approved for the Wells Fargo Active Cash card if your credit score isn't at least 670 or higher. While there's no strict minimum requirement, the card typically approves those with a credit score within the good to excellent range.
Centurion® Card from American Express
A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
The best instant approval credit card with no credit check is the OpenSky® Secured Visa® Credit Card. Since it's a secured credit card, it requires a deposit of $150, at a minimum.
- Chase Freedom Rise℠ New to Credit. ...
- Petal® 2 “Cash Back, No Fees” Visa® Credit Card. Limited, Fair, Good, Excellent. ...
- Capital One Platinum Credit Card. Average, Fair, Limited. ...
- Petal® 1 “No Annual Fee” Visa® Credit Card. Fair, No Credit. ...
- Upgrade OneCard.
The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card gives about 1% back. Cardholders can also get an initial bonus of $200 cash rewards after spending $500 in...
- Axis Ace Credit Card. ...
- SBI Card Elite. ...
- Flipkart Axis Bank Credit Card. ...
- HSBC Visa Platinum Card. ...
- Citibank cashback Credit Card. ...
- Amazon Pay ICICI Credit Card. ...
- Standard Chartered Super Value Titanium Credit Card. ...
- Simply CLICK SBI Card.
For credit cards, 750 is the required minimum CIBIL score. Your credit card application can be declined if you have a credit score of less than 750. Determining your CIBIL score in India is thus advised before applying for a credit card.
- Overall: Fingerhut Credit Account.
- Online Retailer: Montgomery Ward Credit Account.
- Low APR: Group One Platinum Card.
- Amazon Purchases: Amazon Secured Credit Card.
The easiest credit card to get approved for is the OpenSky® Plus Secured Visa® Credit Card because there's no credit check for new applicants.
Is it hard to get a Discover card?
If you want to get a Discover® credit card, you may be wondering how hard it is to get approved. Your credit score plays an important role here. The best Discover credit cards are aimed at consumers with FICO® Scores of 670 or above. If you have good or excellent credit, that helps quite a bit.
You could be approved for a credit card right away if you apply online. That's if your application satisfies the lender's credit policies. If the issuer needs more information to decide, it could take longer. You could also get approved or denied quickly if you apply over the phone or in person.
The starting Chase credit card credit limit varies by card and it could be as low as $500 or as high as $35,000+, depending on the card and your overall credit standing. The issuer, though, only discloses the minimum credit limits for each of their cards.
Anyone applying to a sought-after Chase card like Chase Freedom Unlimited will likely have a better chance of approval with a score of at least 670, but higher is always better. Just as a score of 670 or above doesn't guarantee approval, having a score lower than 670 doesn't guarantee a rejection.
In most cases, it's one of the following: Your credit score is too low. You don't have enough income. You have too much debt relative to your income.